Insurance Costs in Glendale, CA
Auto insurance in Glendale averages $2,406 per year for full coverage, which is higher than the national average. Here is a detailed breakdown of what residents pay.
Updated July 2026Auto Insurance in Glendale, CA: What You Need to Know
Glendale residents pay an average of $2,406 per year for full coverage auto insurance, which is 5.0% above the California state average and 43.7% above the national average.
With a population of 196,543, Glendale is a mid-size city in California. Insurance rates here are typical for the state.
Coverage Level Comparison
| Coverage Type | Annual Cost | Monthly Cost |
|---|---|---|
| Full Coverage (100/300/100) | $2,406 | $200 |
| Standard Coverage (50/100/50) | $1,973 | $164 |
| State Minimum (15/30/5) | $1,011 | $84 |
Homeowners Insurance in Glendale, CA
The average cost of homeowners insurance in Glendale is $2,049 per year ($171/month), which is 12.6% above the national average.
Home insurance costs are influenced by local factors including weather risks (hail, wind, flooding), property values, local building costs, and proximity to fire stations.
Renters Insurance in Glendale, CA
Renters insurance in Glendale averages $216 per year ($18/month). Renters insurance is affordable and protects your personal belongings, provides liability coverage, and may cover temporary living expenses if your rental becomes uninhabitable.
Compare with Other California Cities
| City | Auto Insurance | Home Insurance |
|---|---|---|
| Los Angeles | $2,932/yr | $2,561/yr |
| San Diego | $2,474/yr | $2,125/yr |
| San Jose | $2,566/yr | $2,371/yr |
| San Francisco | $2,635/yr | $2,694/yr |
| Fresno | $2,428/yr | $1,556/yr |
| Sacramento | $2,520/yr | $1,669/yr |
| Long Beach | $2,795/yr | $2,238/yr |
| Oakland | $2,864/yr | $2,466/yr |
How to Save on Insurance in Glendale
- Shop around. Get quotes from at least 3-5 different insurers. Rates in Glendale can vary by $500 or more between companies for the same coverage.
- Bundle auto and home/renters. Many companies offer 10-25% off when you carry multiple policies.
- Increase your deductible. Raising your deductible from $500 to $1,000 can cut your premium by 15-30%.
- Ask about local discounts. Some insurers offer discounts for anti-theft devices, safe driving courses, or parking in a garage.
- Review coverage annually. Your needs change over time. Make sure you are not paying for coverage you do not need.
Frequently Asked Questions
How much is car insurance in Glendale, CA?
The average cost of car insurance in Glendale, CA is $2,406 per year for full coverage, or about $200 per month. Minimum coverage costs around $1,011 per year.
Is car insurance expensive in Glendale?
Yes, car insurance in Glendale is above both the state and national averages.
How much is home insurance in Glendale?
Homeowners insurance in Glendale costs an average of $2,049 per year. Your actual cost depends on your home's value, age, construction type, and specific location.