Insurance Costs in Green Bay, WI
Auto insurance in Green Bay averages $1,158 per year for full coverage, which is lower than the national average. Here is a detailed breakdown of what residents pay.
Updated July 2026Auto Insurance in Green Bay, WI: What You Need to Know
Green Bay residents pay an average of $1,158 per year for full coverage auto insurance, which is 5.0% below the Wisconsin state average and 30.8% below the national average.
With a population of 107,395, Green Bay is a mid-size city in Wisconsin. Moderate traffic and relatively lower accident rates help keep insurance costs manageable.
Coverage Level Comparison
| Coverage Type | Annual Cost | Monthly Cost |
|---|---|---|
| Full Coverage (100/300/100) | $1,158 | $96 |
| Standard Coverage (50/100/50) | $950 | $79 |
| State Minimum (25/50/10) | $486 | $40 |
Homeowners Insurance in Green Bay, WI
The average cost of homeowners insurance in Green Bay is $1,195 per year ($100/month), which is 34.3% below the national average.
Home insurance costs are influenced by local factors including weather risks (hail, wind, flooding), property values, local building costs, and proximity to fire stations.
Renters Insurance in Green Bay, WI
Renters insurance in Green Bay averages $168 per year ($14/month). Renters insurance is affordable and protects your personal belongings, provides liability coverage, and may cover temporary living expenses if your rental becomes uninhabitable.
Compare with Other Wisconsin Cities
How to Save on Insurance in Green Bay
- Shop around. Get quotes from at least 3-5 different insurers. Rates in Green Bay can vary by $500 or more between companies for the same coverage.
- Bundle auto and home/renters. Many companies offer 10-25% off when you carry multiple policies.
- Increase your deductible. Raising your deductible from $500 to $1,000 can cut your premium by 15-30%.
- Ask about local discounts. Some insurers offer discounts for anti-theft devices, safe driving courses, or parking in a garage.
- Review coverage annually. Your needs change over time. Make sure you are not paying for coverage you do not need.
Frequently Asked Questions
How much is car insurance in Green Bay, WI?
The average cost of car insurance in Green Bay, WI is $1,158 per year for full coverage, or about $96 per month. Minimum coverage costs around $486 per year.
Is car insurance expensive in Green Bay?
Car insurance in Green Bay is relatively affordable compared to many U.S. cities.
How much is home insurance in Green Bay?
Homeowners insurance in Green Bay costs an average of $1,195 per year. Your actual cost depends on your home's value, age, construction type, and specific location.